Wednesday, June 21st, 2017

Happy Solstice

Wednesday, June 21st, 2017 10:16 am
miss_s_b: (Fangirling: Arachnia Janeway)
... especially to all those of us who fear the filthy day star and can now look forward to inexorably encroaching cool soft darkness for the next 6 whole months :)
miss_s_b: (Default)
miss_s_b: (Default)
The relevant part (and the reason why I am posting this) will also be made bigger and bolder for those hard of thinking people. I thought I'd post the whole thing again though, just because it's periodically useful to do so.

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Is £70,000 a year rich?

Wednesday, June 21st, 2017 03:35 pm
miss_s_b: (Fangirling: Arachnia Janeway)
I think the argument boils down to two things: what you earn, and what you picture in your head as a rich person's lifestyle.

£70,000 is in the 95th percentile for personal income. This means that if you earn £70,000 you earn more than 94% (or thereabouts) of people. If you're earning more than 94% of your fellow countrymen, you ought to be rich, right? Like, if you're better off than the vast, vast majority of people, you should feel well off, or else how must the poor buggers on less than you feel?

The problem is, of course, that £70,000 doesn't actually buy that much these days. Like, it won't get you a mortgage on a decent house anywhere in the home counties. It won't buy you a new car and a couple of holidays every year after housing costs. It won't pay school fees for your little ones to go to private school once you've paid for housing costs either. £70,000 a year doesn't feel rich; and that's what the problem is.

If you look at the lifestyles our parents had, well, this is what my parents did in the 80s:
  • owned a home
  • bought a new car every two years
  • didn't go on foreign holidays but DID send me to private school
  • were in the pub three nights a week
etc., etc.

Now, I'm not saying they didn't work for that: they did. My dad had two full time jobs (mild mannered biology teacher by day, superchef by night) and my mum worked 9-5 too. They worked bloody hard. But the same amount of work in the same jobs these days would get you, if you were lucky:
  • a rented house that is one of three poky little Barratt boxes built in the back garden of the kind of house your parents owned
  • a second hand banger that you run till it dies, or a bus/rail pass
  • a cheap holiday for now, but only until brexit happens and then we have to pay visa fees and the exchange rate is knackered and oh look we can only afford Butlins
  • Pre-loading because the pubs are so bloody expensive, thank you alcohol duty escalator
Now most of the people I see arguing about this are either saying "£70k is mega rich, you're in the 95th percentile FFS" or "£70k is not that rich when you consider what you can buy" but not many are following both thoughts through.

How bloody scandalous is it that even if you're in the 95th percentile you are still struggling, and you are well worse off than your parents would have been on an equivalent income adjusted for inflation etc.? If 95% of the country is not getting a good enough income, that's a bloody disgrace and somebody ought to do something about it.

Anybody know any politicians?

About This Blog

Hello! I'm Jennie (known to many as SB, due to my handle, or The Yorksher Gob because of my old blog's name). This blog is my public face; click here for a list of all the other places you can find me on t'interwebs.



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